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Risk Knowledge

Risk Knowledge is a searchable library of relevant information for today's risk professionals. Available materials include RIMS Executive Reports, survey findings, contributed articles, industry research, benchmarking data and more.



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War Risk Exclusions Threaten Cyber Coverage
A recent dispute highlights how nation-state cyberattacks can complicate insurance coverage.
Author:  Joshua Gold
Date: April 1, 2019
Insurance and Emerging Markets
Emerging markets are expected to be the main driver of growth in the global economy and insurance industry over the next 10 years.
Author:  Morgan O'Rourke
Date: April 1, 2019
Notepad: Risk in Review – April 2019
Wynn Resorts fined for harassment, deadly tornadoes, the SEC’s new CRO, and more.
Author:  Morgan O'Rourke
Date: April 1, 2019
Will Climate Change Impact Reinsurance Rates?
As natural disaster losses mount, the reinsurance response could spur action on climate change.
Author:  Key Coleman
Date: April 1, 2019
The Evolution of Parametric Insurance
The insurance industry is creating new applications for index-based coverage.
Author:  Andrew W. Singer
Date: April 1, 2019
Grading Claims Satisfaction
Property insurers were generally given high ratings for overall customer satisfaction, but these areas of the claims process still need improvement.
Author:  Morgan O'Rourke
Date: April 1, 2019
A Measured Approach to Managing Risk from Third-Party Bodily Injury Claims
Learn why having a Specialized Auto Third-Party Administrator will effectively handle third-party claims with ease.
Author:  Fleet Response
Date: March 7, 2019
Reevaluating Your D&O Coverage
As risks facing executives intensify, risk managers need to examine their coverage options.
Author:  Joy A. Schwartzman
Date: March 2, 2019
The Looming Long-Tail Risk of E-Cigarettes
E-cigarette makers may be facing mass liability from long-term consumer health issues.
Author:  William Lalor
Date: March 1, 2019
Courts Address All Sums Coverage Allocation Debate
Recent court rulings have affirmed the applicability of “all sums” coverage allocation in long-tail claims cases.
Author:  Robert M. Horkovich and Raymond A. Mascia Jr.
Date: March 1, 2019
Spencer-RIMS Internship Manual for Employers
The newly released Spencer-RIMS Internship Manual offers a roadmap for risk professionals to design a valuable internship program for their organization while creating exciting and rewarding opportunities for future professionals.
Author:  RIMS Student Advisory Council
Date: February 28, 2019
RIMS LEGISLATIVE REVIEW: The Risk Management Implications of Conflicting Federal and State Cannabis Laws
The report provides a brief background on the current state of cannabis laws in the United States. It also explores banking and insurance challenges for businesses in marijuana industries, as well as property owners’ and managers’ rights, language and insurance considerations for tenancy agreements.
Author:  RIMS External Affairs Committee
Date: February 7, 2019
Securing Coverage for Wrongful Termination
In California, some insurers have tried to deny EPLI claims for wrongful termination.
Author:  Daniel Wolf
Date: February 4, 2019
Notepad: Risk in Review – January/February 2019
Marriott discloses massive breach, fatal work injuries decline, NFIP extended and more.
Author:  Morgan O'Rourke
Date: February 4, 2019
Can Blockchain Improve Insurance?
Applications of distributed ledger technology promise to help reduce fraud and better manage claims in the insurance industry.
Author:  Andrew W. Singer
Date: February 4, 2019
The Ever-Evolving Idiopathic Defense
Are businesses still protected in cases of injuries that occur at work but are not work-related?
Author:  Emily J. Truitt
Date: February 4, 2019
Recent Developments in Bad Faith Claims
Three recent rulings establish that policyholders in a significant number of states have potential recourse when insurance companies act badly.
Author:  Robert D. Chesler and Christina Yousef
Date: February 1, 2019
Corporate Insurance Policy Template
A generic corporate insurance policy for risk professionals who are developing their own policies.
Author:  RIMS, Michelle Drew
Date: January 15, 2019
Improving Loss Ratio by Optimizing First Notice of Loss
First notice of loss is the gateway to the entire claims-adjustment process. It touches everything; even small improvements can impact the whole process.
Author:  NetClaim
Date: December 6, 2018
Intellectual Property – Risk Landscape
Learn about considerations for every organization as they develop a structure that protects critical intangible assets and grows enterprise value.
Author:  Aon
Date: December 3, 2018
Cyber Insurance Market Trends
A new survey offers insight into who’s purchased new cyber insurance policies in 2018 and why.
Author:  Morgan O'Rourke
Date: December 1, 2018
Using Actuarial Reports to Help Manage Risk
Actuarial reports can provide risk managers with valuable information on program performance.
Author:  Carly Rowland
Date: December 1, 2018



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