white paper

From Data to Defense: A New Blueprint for Natural-Hazard Preparedness

November 11, 2025

Despite a quiet hurricane season, insured catastrophe losses in 2025 are projected to exceed $150 billion, driven by severe convective storms, floods, and other “secondary” perils now rivaling traditional catastrophes. And, of course, the next “unthinkable” event could be right around the corner.

For risk managers, brokers, and underwriters, the question isn’t if volatility will strike—but whether data and preparedness programs are ready when it does.

This whitepaper outlines how to leverage property risk engineering, site-specific data, and independent natural-hazard assessments to:

  • Strengthen property insurance submissions with credible, measurable insights.
  • Reduce probable maximum loss (PML) and improve insurance terms.
  • Turn soft market premium savings into long-term resilience investments.
  • Meet emerging climate disclosure and sustainability requirements.

Featuring global case studies—from flood mitigation in Dubai to seismic retrofits in Japan—this guide shows how better data leads to better defense.

Download the whitepaper and discover how to turn today’s soft market savings into tomorrow’s resilience advantage.

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About RIMS

RIMS, the risk management society®, empowers risk professionals to make the world safer, more secure, and more sustainable. Through networking, professional development, certification, advocacy, and research, RIMS serves more than 200,000 risk practitioners and business leaders from over 75 countries. Founded in 1950, the Society publishes the award-winning Risk Management Magazine, RIMScast podcast series, and produces RISKWORLD®, the largest annual gathering of global risk professionals. RIMS welcomes all risk professionals to explore the online Risk Knowledge library, earn the RIMS-CRMP certification, and connect with the global risk community via the RIMS Engage online forum. Follow RIMSorg on X, Facebook, Instagram, and RIMS on LinkedIn. To support the future of the risk management profession, visit RIMS, The Foundation for Risk Management®.  To learn more or to join, visit www.RIMS.org.