white paper

A Smarter Roadmap to 2027 Property Renewals

September 15, 2026

Whether you’re sprinting toward a January 1 renewal or have a little more runway, one thing is certain: property insurance renewals take a lot work.

Sure, the property market is softer, with more capacity and falling rates for many well-performing risks. The reality? Natural catastrophes are still driving major losses, AI is transforming risk engineering, and underwriters demand credible risk data. Lots of it.

“A Smarter Roadmap to 2027 Property Renewals” is designed to help risk managers and insurance professionals make the most of the current market while preparing for whatever comes next.

Renewal right around the corner? The white paper outlines practical steps you can still take to close data gaps, document progress, tackle achievable risk improvements, and sharpen your underwriting narrative. Have more time? Even better. This guide provides a 12-month strategy that prioritizes investments and strengthens your risk profile well before the next renewal scramble.

Download the white paper to learn:

  • What to prioritize when renewal is only a few months away
  • How to turn risk data and engineering insights into a stronger underwriting story
  • How to prioritize improvements and show underwriters meaningful progress
  • How to build a year-round risk improvement strategy for more predictable renewals

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RIMS, the risk management society®, empowers risk professionals to make the world safer, more secure, and more sustainable. Through networking, professional development, certification, advocacy, and research, RIMS serves more than 200,000 risk practitioners and business leaders from over 75 countries. Founded in 1950, the Society publishes the award-winning Risk Management Magazine, RIMScast podcast series, and produces RISKWORLD®, the largest annual gathering of global risk professionals. RIMS welcomes all risk professionals to explore the online Risk Knowledge library, earn the RIMS-CRMP certification, and connect with the global risk community via the RIMS Engage online forum. Follow RIMSorg on X, Facebook, Instagram, and RIMS on LinkedIn. To support the future of the risk management profession, visit RIMS, The Foundation for Risk Management®.  To learn more or to join, visit www.RIMS.org.