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Risk Knowledge is a library of articles with practical insight for today’s risk managers. Available exclusively to RIMS members, our Risk Knowledge library will grow over time, compiling original articles that cover a wide range of risk-related topics and dispense the technical know-how that will help you succeed at your job. New articles will be uploaded regularly, so check back often.

The Perils of Email: Navigating the Legal Risks
by Felicia Harris Kyle, Sutherland Asbill & Brennan LLP
Email may have simplified business but it can also create a host of critical legal issues. Identifying these threats and learning to avoid them is important for every company.

Does Your Self-Insured Program Need a Tune-Up?
by Richard C. Frese, Milliman
Many insurance professionals believe the next hard market may be lurking right around the corner. Is your self-insurance program ready to withstand the challenges?

Reducing Costs and Claims for Occupational Noise-Induced Hearing Loss
by Brad K. Witt, Howard Leight/Honeywell Safety Products
Occupational noise-induced hearing loss is the basis for millions of dollars in injury claims each year. What are some common misconceptions that exacerbate the problem and how can companies most effectively prevent employees hearing loss and avoid costly claim payouts?

Managing Board Members’ Personal Risk Exposure
by James Ronald Kennedy, Louisiana Medical Mutual Insurance Company
Managing the risk assumed by board members requires more than just purchasing D&O insurance. Risk managers need to take a more active role in identifying and mitigating the risk, as well as providing adequate risk financing and education for board members about their risk exposures.

Understanding Key Features of the Bermuda Form
by Julian Miller and Stephen Turner, Beachcroft LLP, and Jeffrey M. Pollock, Fox Rothschild LLP
As an excess liability policy, the Bermuda Form has many unique features. It is important to understand how this policy works before a coverage dispute occurs.



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