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Workshop Overview

Commercial Liability Primary and Excess Insurance: Coverage or Crapshoot?


  • 2 days
  • 9:00am - 4:30pm

Additional Info

A RIMS Fellow Workshop

Do you need a firmer understanding of coverage and exclusions?  This in-depth workshop will provide knowledge of insurance issues to help with purchasing the correct coverage.  Learn how the commercial liability insurance policy can act as an effective risk financing tool for the exposures your organization faces. 

Leave with having a foundation in umbrella and excess liability insurance coverage and how coverage provisions are applied in a loss situation.

Session Listing

There are currently no sessions available. Contact us to request a session.

How You Will Benefit

By attending this workshop, professionals will be able to:

  • Read and interpret their organization’s CGL policy.
  • Determine which coverages apply to their organization
  • Purchase insurance with the appropriate limits and coverage provisions
  • Determine when additional insured status is appropriate and necessary
  • Understand the use of Certificates of Insurance
  • Use insurance terms and concepts correctly
  • Protect the assets of their organization through the purchase of adequate commercial liability and umbrella insurance

Who Should Attend

This workshop is intended for individuals with intermediate knowledge of risk management and insurance: risk analysts, risk managers, insurance procurement personnel, treasurers, insurance analysts, account service providers, brokers, and claim analysts. It is recommended that attendees have completed the Fundamentals of Insurance program and have some experience working the CGL policy.

What You Will Cover

  • Assessing appropriateness of insurance coverage for Commercial Liability exposures
  • Understanding the coverage afforded by the Commercial Liability Insurance policy
  • How primary coverage is expanded by the Commercial Liability Umbrella Policy

Workshop Tools

  • Coverage review checklists
  • Policy form outlines
  • RIMS Certificate of Insurance publication
  • Summaries of important legal cases
  • Visual aid reflecting how umbrella and excess coverage are complementary

Additional Notes

We suggest that you register on-line for quick registration. If you are mailing us a check or doing a bank transfer, you need to fax us a copy of the registration form in order to hold your seat in the program. Registration is not guaranteed until we receive payment.  If you wish to participate in a RIMS course, the registration fee needs to be received by RIMS before the first day of the course.
If you register by mailing a check or doing a bank transfer, you will be accepted as long as the program is not sold out when we receive your payment.
International Attendee Information/Travel Visas- APPLY EARLY! Visa applicants are advised to apply to the consultate as soon as they decide to attend a program. We suggest at least four months in advance to allow enough time for the visa approval process to take place.
Since registrations will be limited, we suggest registering as soon as possible.
If you have any questions or need additional information, please contact through our online contact form.

Cancellations and Refunds

RIMS reserves the right to cancel a course if conditions warrant. In the event of such a cancellation, registration fees will be refunded. RIMS is not responsible for any travel or lodging expenses that an attendee may incur due to such a cancellation. Before purchasing your airline ticket, please confirm with RIMS ( that there are enough registrations to conduct the program.
All requests for refunds or changes must be submitted in writing. Registrants who cancel 15 business days or less prior to the start of the workshop can send a replacement from their company or receive credit to attend another workshop with the same duration and cost within a year of the cancelled registration. Please note if the member rate was paid for the original registration and you elect to send a replacement or transfer the credit to another employee of your organization who is not a member, an additional fee will be charged to offset the difference between the member and nonmember rate. No refunds will be issued for cancellations less than 15 days from the start of the workshop.
Registrants who cancel 21 business days or less prior to the start of the workshop will be subject to a $150 service charge. Refunds for credit cards will be processed within 30 days. All other forms of payment will be issued 60 days following the course. Transfer to another course can be made within the calendar year. Individuals may be substituted prior to the course.
In the event that a presenter is unable to perform due to an unforeseen circumstance, RIMS shall find a substitute with equal expertise.

Travel Accommodations

We recommend you use your favorite travel site for booking hotel rooms.

Before purchasing your airline ticket, please confirm with RIMS ( to ensure there are sufficient enough registrations to conduct the program.


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